Archives for 2019

Blog Posts For 2019

Cyber Liability

The way we all do business has changed over the years. Many if not most companies are now reliant on computers for their businesses to operate. With this in mind the risks of cyber attacks have significantly increased. It is not just large business and online retailers that are being targeted but any company that stores their customers data is at risk.

According to a recent report published by Small Business Trend, 43% of cyber attacks target small businesses and 60% of small businesses will close within 6 months of an attack. With 48 % of data security breaches being caused by malicious attacks and the rest due to human error or system failures it is a very real possibility that your business could experience a security breach.

If your business were to experience a cyber attack the cost to fix the issue could be overwhelming. From repairing databases, replacing lost or stolen laptops/computers,  notifying customers of the breach and strengthening security systems and procedures are just a few of the costs you could be faced with in the event of a cyber attack.

In the event your business becomes the victim of a cyber attack your traditional business          insurance may not provide the coverage necessary to help you restore your business.

To learn more about cyber liability or to request a quote  please call us at 716-632-6118.


Defensive Driving: 3 Years of Savings

Defensive Driving Courses are not just mandatory courses because you received a ticket and need to get the points on your license lowered. It is actually a course that teaches you safety tips and techniques to help you avoid having an accident.

Even if you have never had an accident this course is great because it actually will lower your insurance rate by approximately 10% for 3 years!

Traditionally classes were held on Saturdays and would take 6 hours but in the last few years there has become an alternative to having to spend your entire Saturday in a classroom. You now can take the course online.

With many of the online providers offering the option to stop and start the course (usually classes must be done in hour intervals and completed within 7-10 days) you can fit it in whenever it works for you.

The classroom setting is still available if you would prefer to do it that way.

Why leave money on the table when you can put it in your pocket! Please contact us if you would like more information.