2014 is Here! Make a Resolution to Review Your Insurance Coverage

The arrival of the New Year is the perfect opportunity to assess your personal circumstances and your finances and make plans for coming year. A complete review of your insurance coverage should be an essential part of your planning. We will help you make sure you have adequate protection, and that nothing has fallen through the cracks.

Why Should You Review Your Insurance Coverage?

• Your coverage should match your expectations. If you have a loss, last thing you need is a surprise about your insurance coverage. We can help ensure that no mistakes have been made, and that your coverage still meets your needs as your situation has changed over time.
• A thorough insurance review will identify and address any gaps in coverage. We might find that you need additional coverage for certain items, or that you are over-insured for others. Perhaps you had a piece of jewelry re-appraised and you need to update your coverage amount for that piece. Or, maybe a new piece of jewelry found its way under your Christmas tree! Any new high-value items must be properly covered, now.
• Do you need to change your coverage limits or deductibles for any of your policies? We can discuss how changing your coverage will impact your reimbursement in the event of a loss, and how changing deductibles will impact your premiums. We can recommend new coverage limits based on any changes you have made to your home or your lifestyle throughout the year.
• We will work to identify discounts and other savings opportunities. Did your recently renovated your home, or has your teen driver received a “B” average or better on his most recent report card? Does your new car have added safety features? Do you pay your bill electronically? These are the type of opportunities that can provide savings on your premium.

This is also the perfect time for you tell us how we are doing! Let us know your opinion on the products and services we offer. Contact your United Insurance agent today to set up your appointment. You don’t want to wait until it is too late to make sure that all of your insurance needs are being met!